If affordability has been the biggest thing standing between you and a home, there’s a little good news.

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here’s what’s actually going on, why it matters for the housing market, and what it means if you’re thinking about buying or selling.

Let’s be real with each other for a second about affordability.

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.

For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way.

For a while, buying your first home hasn’t just felt hard. It may have felt out of reach.

For a lot of people, the math on buying a home just doesn’t really work right now.

Buying your first home can feel frustrating when the numbers don’t line up the way you expected.

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening.

You may not want to put your homebuying plans into hibernation mode this winter.