Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

You’re scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

Imagine waiting a year to buy a home, only to find mortgage rates haven’t changed much. That may sound frustrating. But it’s a real possibility.

If buying a home is on your radar, you’ve probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.

Today’s home prices have a lot of buyers – especially first-time buyers – wondering if there’s even anything out there that’s in their budget.

Saving for a down payment can feel like the hardest part of buying a home.

Open up a home search and you’ll see them. Listings that have been on the market for two months. Three. Some longer.

If affordability has been the biggest thing standing between you and a home, there’s a little good news.

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here’s what’s actually going on, why it matters for the housing market, and what it means if you’re thinking about buying or selling.