Student loans are back in the spotlight. And whether you’ve been following the headlines closely or just catching bits and pieces here and there, there’s a good chance they’ve been on your mind lately.

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

Saving for a down payment can feel like the hardest part of buying a home.

You’ve probably heard plenty of doom and gloom about the housing market lately.

You’ve probably heard that home prices are cooling off.

You may be hearing that a near-record number of homeowners are pulling their houses off the market.

Open up a home search and you’ll see them. Listings that have been on the market for two months. Three. Some longer.

Remember a few years back when sellers held all the power and buyers were stuck offering way over asking or waiving inspections just to get a chance at the house? In many markets, those days are behind us.

One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down.

A lot of people who want to move are telling themselves the same thing: “Maybe I’ll just wait until later this year once things calm down.”